What we are building, and what we learn running MGAs in Brazil.
Governance, loss data and limits: the checklist that decides a capacity negotiation — and how to prepare for it.
Delegated authority, commission, reinsurance and account settlement: how the model works in mature markets, and what changes in Brazil.
Technical committee, limits, audit: why carriers renew the programs that have process — and why good governance shows up directly in the margin.
How enriching a submission before you price it changes the loss ratio of the whole book.
The gap we found in the Brazilian market, what Tegia does about it, and where we intend to be in five years.
Two books trading on the same infrastructure — and what building each one taught us.
